Additional Services

Payroll Deduction

The easiest way to deposit money in your share account or make scheduled payments on any loan is through payroll deduction. This convenient service eliminates the need to come to the credit union to deposit your check on payday. You designate a portion of your Xcel Energy paycheck to automatically be deducted and forwarded to UCU as either a deposit to your share savings account or as a loan payment, or both. By making bi-weekly loan payments you will reduce the amount of interest you pay over the life of the loan.

Contact the Credit Union for details on how to set up your payroll deduction today.

Notary Public Service

UCU’s Notary Public’s can notarize your documents at no charge. Stop in during regular office hours.

Automatic Loan Transfers

Upon notification, UCU will transfer funds between member share accounts and loan accounts, fast and free. Call the UCU office during regular business hours, or email us for more information.

Inter-Company Mail Service

Members may use the Xcel Energy Inter-company mail service to send and receive documents, payments or withdrawal checks. It’s fast, convenient and free.

Credit Life Insurance

For a monthly fee added to your loan, the credit life insurance benefit pays the balance of your loan, up to the policy maximum, in the event of your death. This ensures your family will not be left with your loan debt. This service is offered on a member-pay basis. Ask a UCU loan officer for details.

Credit Disability Insurance

In the event you become totally disabled by sickness or accident, credit disability insurance pays your loan payments up to the policy maximum. The premiums for this member-pay service are added to your monthly loan balance. For full policy details ask a UCU loan officer.