Mission Statement

Utilities Credit Union will strive to be the lending and savings institution of choice for Xcel Energy and its subsidiary employees, retirees and their families. Utilities Credit Union will:

  • Encourage prudent financial management by its members.
  • Offer competitive rates for savings accounts and consumer loans in order to help members improve their economic and social conditions.
  • Provide excellent service and careful management to ensure the safety and soundness of member transactions.
Utilities Credit Union History

Established in 1932, Utilities Credit Union (UCU), a not-for-profit financial institution serves the employees, their spouses, children, grandchildren and retirees of Xcel Energy. This makes UCU a select employee group (SEG) credit union, and classified as a closed, state chartered credit union. Current memberships, which exceeds 1,000 members, represent assets of over $9 million.

Geographically, our service area spans from Hudson in the west, Ironwood Michigan to the north, Abbotsford to the east and Durand to the south. In addition, UCU’s family of members are scattered throughout the USA. As the pool of potential new members expands with Xcel Energy’s ever-expanding service area our geographic borders also continue to grow.


Utilities Credit Union is the 2nd oldest Credit Union in the Chippewa Valley Charter of the Wisconsin Credit Union League. Other affiliations include:

  • Wisconsin Department of Financial Institutions – Office of Credit Unions
  • National Credit Union Administration – NCUA
  • Credit Union National Association – CUNA & Affiliates
  • Illinois Credit Union League – ICUL
David Amans President and Treasurer
Heidi Schultz Operations Manager
Carol Lueke Office Assistant/Teller
Ryan Amans Loan Officer/Teller
Credit Committee Carol Lueke – Chairperson, Dorothy Lehmann, Karen Everson, Janet Kowalewski,Greg Axness
Examining Committee Alan Gruba- Chairperson, Kelsey Hendrickson,
Sheryl Hoepner, Mida Bennett, John Roffler, Jane Pecka
Board of Directors
Scott Seaholm Chairman
Kirk Hendrickson Vice-Chairman
John Ness Secretary
David Amans President and Treasurer
Jesse J. Anderson Director
Christie Boatman Director
Tom Bachmeier Director
Lori Drilling Director
Paul Seipel Director
Bob Stabe Director
Theresa Theisen Director